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How do I apply for Interest Free Credit?

No Deposit and Up To 3 Years Interest Free Credit

0% APR Representative
Authorised and regulated by the Financial Conduct Authority

On all online orders above £1000.00 in value, Leekes is pleased to offer you the option of paying for your shopping in easy to manage instalments, including an option which is completely interest free. Please be aware that spend throsholds in store may differ.

To take advantage of this payment method first you must fulfil the following criteria:

Be approved by our Finance providor for the value of the agreement. See below for further detail.
Have all items that you order delivered to your current home address
Spend over £1000.00 in a single transaction
Be over 18 years of age and a UK resident
Be able to pay the interest free loan in regular instalments by Direct Debit

If you wish to go ahead, simply choose the finance option on Step 3 of the Checkout page. If you make a mistake, do not worry, you are able to review all your entries, together with the items you have ordered and amend them before you submit your application.

Once your order is submitted you will receive a link by email on the next working day to enable you to complete the application process, which will include a Credit Check and may also include an employer reference check. No order or contract exists and no goods will be dispatched until these checks are made and your signed application forms are returned and approved. If you do not follow the link emailed to you and fully complete the application within 5 working days your order will be automatically cancelled. This may affect your credit status. At any point if you no longer wish to commit to a finance agreement you will still be able to complete your purchase by card.



You must ensure that you provide a daytime telephone number so that we can contact you to discuss the loan arrangement.
Where a time limited promotion is offer is offered - e.g. Delivered By Christmas or it's Free - when you submit your online order, that promotion will only be valid if the items that you select are still in that promotion and that promotion is still current when your signed finance agreement is received and approved by Leekes. Your order will not have been accepted before that point and no contract or obligation will exist.

Please be aware that your order remains on hold until the cancellation / cool off period has expired and that there will be a 20% restocking charge if you reject correctly supplied, non-faulty goods for any reason. Unless otherwise stated, Conservatories are not sold with interest free credit - check in store for applicable finance packages.

Illustrations: 0% APR REPRESENTATIVE

Minimum Spend £1000
Order value £1000
Deposit: £0
Balance to be paid on finance: £1000
First Monthly Payment £83.33
Followed by 11 monthly payments of £83.33
Total Monthly Payments £1000

Minimum Spend £1500
Order value £1500
Deposit: £0
Balance to be paid on finance: £1500
First Monthly Payment £83.33
Followed by 17 monthly payments of £83.33
Total Monthly Payments £1500

Minimum Spend £2000
Order value £2000
Deposit: £0
Balance to be paid on finance: £2000
First Monthly Payment £83.33
Followed by 23 monthly payments of £83.33
Total Monthly Payments £2000

Minimum Spend £3000
Order value £3000
Deposit: £0
Balance to be paid on finance: £3000
First Monthly Payment £83.33
Followed by 35 monthly payments of £83.33
Total Monthly Payments £3000


Terms & Conditions

  • Finance is subject to status
  • UK residents only
  • Applicants must be 18 years old or over
  • Payment by direct debit only
  • No deposit required.
  • Delivery to home address stated on the agreement
  • Term dependent on spend value, see illustrations
  • All details protected by Data Protection Act
  • Credit search will be made as part of the application process
  • Your right to cancel - 7 days once your agreement is submitted
  • Agreements remain on hold until cancellation period expires.

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# 0% APR Representative, finance is subject to status, conditions apply.
Credit is provided by Hitachi Consumer Finance, a trading style of Hitachi Capital (UK) PLC who are
authorised and regulated by the Financial Conduct Authority. Interest Free Credit terms and conditions.


ˆ Free delivery on orders over £50 with delivery message of delivered in 3 working days. Under £50 just £6.00
SPECIALIST DELIVERY: £35 Applies to kitchen appliances, fitness equipment, larger laundry appliances, fires and/or furniture. Only one £35 charge per order.

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Registered Head Office

Leekes Limited, Mwyndy Business Park, Pontyclun, Rhondda Cynon Taff, CF72 8PN.
Registered Company Number in England and Wales: 563751 VAT Number: 135044206



Please note that the higher prices shown on Leekes sale tickets have been applied for at least 28 consecutive days in all Leekes home department stores during the last six months. Details of intervening prices are available upon request.

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