Furniture on finance

Leekes is pleased to offer you the option of paying for your shopping in easy to manage installments, including an option that is completely interest free.

Unless otherwise stated, Conservatories are not sold with interest free credit - check in store for applicable finance packages.

Applying for online finance

Applying for online finance couldn’t be easier or more convenient. Once you’ve chosen the products you’d like to purchase, simply complete a brief online application form accessed via the ‘checkout’. Just follow the simple instructions, entering your personal details as required, and we’ll do the rest.

1. Choose the products you'd like to purchase from Leekes.
2. Add your purchase to the shopping basket and proceed to the checkout.
3. Select the option to PaybyFinance.
4. Complete the brief online finance application form.
5. Follow the simple instructions, entering your personal details as required.
6. Once your finance application is approved, you will receive an e-mail with instructions to download the finance agreement.
7. Carefully read the finance agreement, ensuring all details are correct.\
8. If offered, e-sign the agreement. If not, print and sign the finance agreement twice.
9. Post the signed document to the address provided on the finance agreement.
10. Once your finance agreement is received and a few additional checks are completed, your goods will be dispatched.

How to pay on interest free credit:

1. Go shopping! Choose your goods. You'll see a tick and 0% Finance available on the product page if the item is eligible for Pay on Finance.
2. Apply: Simply choose the finance option on Step 3 of the Checkout page and complete all the information accurately. If you make a mistake, do not worry, you are able to review all your entries, together with the items you have ordered, and amend them before you submit your application. Note: Your order has yet not been accepted. Your application for interest free credit has not yet been approved.
3. Get approved: You will see an in-principle decision at the end of the checkout. Your order will either be approved, referred, or declined. Sometimes we will need additional information before your order can be approved. If your status shows as referred, further checks will be carried out before your order can be accepted.

You must ensure that you provide a weekday, daytime telephone number during your order so that we can contact you to discuss the loan arrangement if necessary. 

Please be aware that your order remains on hold until the cancellation period has expired.

 Online offer

Creation Consumer Finance Limited

Interest Free Credit and Interest Bearing Credit is provided by Creation Consumer Finance Limited. Authorised and regulated by the Financial Conduct Authority (FCA). The FCA has laid out a number of principles which include explicit and implicit guidance on the fair treatment of customers. These can be found on the FCA website www.fca.org.uk

Note - Finance is only applicable to UK residents.

Leekes are licensed, credit brokers
Credit is subject to status and written quotations are available on request. The credit advertised is provided by one credit provider with whom we have a commercial relationship.

 0% APR Representative

Leekes Ltd. acts as a credit intermediary and offers credit products from Creation Consumer Finance Limited. Leekes Ltd acts as a credit broker and not the lender. Leekes Ltd offers products from Creation Consumer Finance Limited. Creation Consumer Finance Limited act as the lender. Terms and conditions apply, subject to application, financial circumstances, and borrowing history. Minimum spend and eligibility criteria applies.
Creation Consumer Finance Limited. Authorised and regulated by the Financial Conduct Authority. Registration Number 311518. 

Terms & Conditions

• Finance is subject to status.
• UK resident for at least 3 years. Finance is only available to UK residents.
• Provision of a valid Telephone number, email address, and bank account which supports direct debit.
• Interest free credit is sometimes available on selected ranges at varying times throughout the year.
• The minimum purchase level in store is £1,200 on all eligible products and must include a 20% deposit.
• The minimum purchase level online is £1,200 on all eligible products with a 0% deposit.
• The maximum duration of an interest free credit finance agreement is 24 months.
• The maximum purchase amount on kitchens is £12,000.
• The maximum purchase amount on bathrooms and furniture is £6,000.
• Excludes all conservatory products, and all clearance lines.
• Excludes selected concessions and partners.
• Full written details are available on request.
• Have all items that you order delivered to your current UK home address.
• Be over 18 years of age.
• Be able to pay the interest free loan in regular installments by Direct Debit from a bank account in the applicant's name.
• Provide a valid mobile telephone number.
• Have a valid email address.
• Have a gross income of £10,000 or more.
• Posses a valid UK driving license (full or provisional photocard) or a valid UK passport. Proof of identity will be required for home delivery or collection purposes. 

Please note:

Interest free credit is subject to status and affordability. For online purchases, you will complete your finance application during the online checkout. This will take approximately 20 minutes and will include a credit check. An employer reference check may also be required. No order or contract exists and no goods will be dispatched until these checks are made and receipt of your e-signature credit agreement is confirmed.  A failed application for finance may affect your credit status. Duration of interest free credit is dependent upon spend level and non-negotiable.
Finance terms and conditions online may differ from those offered in store. Please contact your branch before making a visit to ensure that the items you require are eligible for interest free credit.

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